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Featured Articles

Career Change with a Surprise Ending

Dr. A was a dentist in his mid-fifties who owned a very successful dental practice. His kids were grown and his home mortgage was paid, so now after practicing for twenty-five years, he wanted to try his hand in the real estate business. He had heard details of AFTCO's Career Alternative Program and decided that it was for him. We sold and merged his practice with another dentist in the same area. He continued to work his practice and was paid based on his production.
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I’m Going to Practice Until I Die

I recently had a consultation with a 62 year old dentist who owned a dental practice that had been recently appraised for $750,000 (let’s call him “Dr. A”). The practice was free and clear of any liabilities so this amount represented Dr. A’s net equity in the practice. In addition, Dr. A had accumulated about $1,000,000 in savings over the years, and when that amount was combined with his practice value, the total could enable him to retire in the not too distant future.
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Ask The Experts

I own my office building and I would like the purchaser to buy the building at the same time the practice is sold. Is this ok?

First of all, the practice may be selling for $800,000 and that is reasonable number for most purchasers to consider when starting out in practice...
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What is "Fair Market Value" and how does it apply to the valuation of a professional practice?

The most widely used method for determining practice value is fair market value. The commonly accepted definition of fair market value is the price which a professional practice would produce, allowing reasonable time to find a purchaser, with both buyer and seller having access to full disclosure of information about each other.
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What is the rule of 72’s?

This is a compounding rule applied to interest and used to determine how many years it takes for an investment to double in value in a tax deferred environment...
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Loan Amortization Calculator

This loan amortization calculator shows you the breakdown between principal and interest in your loan payments. Each calculation shows you amortization tables with complete amortization schedules for the loan.

Dental Alumni Search

Ever wonder what happened to your dental classmates? Find them now with the AFTCO Dental Alumni Search. Choose your school and year of graduation for search results.

Closing Announcements

Benjamin N. Diller, D.D.S. has acquired the practice of Robert W. Johnson, D.D.S.
- Fernandina Beach, FL

Alejandro Martinez, D.D.S. has acquired the practice of Bradley K. Bartelli, D.M.D.
- San Antonio, TX

Prachi D. Shah, D.D.S. has acquired the practice of Ronald J. Morlock, D.D.S.
- Pantego, TX

Client Testimonials

"My AFTCO Analyst has been exceptional to work with. I couldn't have been more pleased."

John M. Burd, D.M.D.
Mint Hill, NC

"My AFTCO Analyst sent doctors who were really interested in my practice and there was no waste of my time. The contract was very fair to both buyer and seller."

Richard O. Garnes, D.D.S.
Winchester, VA

"My AFTCO Analyst was very helpful and knowledgeable. There were no surprises in the process. I would recommend AFTCO to anyone considering a practice transition."

Paul M. Schubert, D.D.S.
Harriman, TN